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Start Their Free Card
Built for parents. Designed for teens.

Your Kid's First Card.
Our Only Guarantee: You Stay In Control.

Real-time spending alerts. Category locks. Instant freeze. Swipe gives your teenager financial independence — and gives you the dashboard to make sure they earn it.

swipe
•••• •••• •••• 4291
JORDAN HAYES
🌯
Chipotle
$4.50
✓
🎵
Spotify Premium
$12.99
✓
🎮
Steam — CS2 Skin
$29.99
✕
240,000+
Families enrolled
$0
Overdraft fees, ever
4.9★
App Store rating
No Overdraft◆
Real-Time Alerts◆
Category Locks◆
Financial Literacy◆
Instant Freeze◆
Chore Automation◆
Free Tier◆
FDIC Insured◆
No Overdraft◆
Real-Time Alerts◆
Category Locks◆
Financial Literacy◆
Instant Freeze◆
Chore Automation◆
Free Tier◆
FDIC Insured◆
★ Guarantee #1

Real-time parental visibility. Every transaction.

You don't find out about the $200 Roblox purchase three weeks later on a credit card statement. You find out in 3 seconds, on your phone, with a one-tap block.

PARENT DASHBOARD
Jordan's Account
LIVE
Today's Transactions
🌯
Chipotle
Food · 2m ago
+$4.50✓ OK
🎵
Spotify
Music · 1h ago
+$12.99✓ OK
🎮
GameStop
Gaming · 3h ago
+$49.99✕ Blocked
🛍️
Target
Shopping · 5h ago
+$18.40✓ OK
Category Locks
Food & Dining
Entertainment
Gaming / In-App
Online Gambling
Weekly Spend
MonSun
Weekly limit$75 / $100
Start Their Free Card

No credit check · No annual fee · Cancel anytime

★ Guarantee #2

No overdraft. Ever.

Not “we'll waive the fee if you call us.” Not “opt-out available.” Overdraft is architecturally impossible on Swipe — the money simply isn't there to spend.

Feature
Swipe
Chase First
Greenlight
Current
Overdraft possible?
✕Architecturally impossible
✓$34 fee per incident
✕Prepaid only
◐Opt-in overdraft
Real-time spend alerts
✓< 3 sec push notification
◐Delayed, app only
✓Standard alerts
✓Standard alerts
Parent can freeze instantly
✓1-tap, any time
✓Via mobile app
✓Via mobile app
✓Via mobile app
Category-level spend locks
✓14 categories, real-time
✕Not available
✓Limited categories
◐Merchant blocks only
Per-transaction approval
✓Parent approves before charge
✕Not available
◐Select merchants only
✕Not available
Monthly fee
✓$0
✓$0 (Chase account req.)
✕$4.99–$9.98/mo
◐$4.99/mo
Financial literacy built-in
✓Interactive modules + quizzes
✕External resources only
◐Basic savings goals
✕Not available
Chore & allowance automation
✓Recurring + one-time tasks
✕Not available
✓Core feature
◐Basic allowance
✓Yes
✕No
◐Partial

Parents who gave their kid the car keys.

And kept the GPS.

★★★★★

“My son spent $60 on Robux in one sitting. With Swipe, I got a notification at $10, blocked gaming at $25. He was annoyed. He also learned what a budget is.”

DO
Denise Okafor
Mom of a 14-year-old, Houston TX
★★★★★

“My daughter asked me what APR was last week. Unprompted. I nearly fell off my chair. She finished Module 1 on the drive to school.”

MW
Marcus Webb
Dad of a 16-year-old, Chicago IL
★★★★★

“Chase First Banking kept overdrafting when she tapped her card at Starbucks. Swipe just says 'no funds' and moves on. No fee, no drama.”

PN
Priya Nair
Mom of a 15-year-old, San Jose CA
★ Guarantee #3

They'll understand APR before they turn 18.

Every transaction is a lesson. Built-in modules turn real spending into real understanding — so college doesn't have to teach them the hard way.

📊

What is APR, actually?

Completed
Module 1 · 8 min

Interactive explainer showing exactly how compound interest works on a $500 balance over 12 months. No jargon.

100%
🎯

Needs vs. Wants vs. Investments

In Progress
Module 2 · 6 min

Real-world categorization game using actual spending data from their Swipe card.

65%
🏦

Building a $500 Emergency Fund

Up Next
Module 3 · 10 min

Guided savings plan builder with automatic round-up transfers from every purchase.

0%
📈

Credit Score: The Game You're Already Playing

Locked
Module 4 · 12 min

How responsible card use at 16 builds a credit history that matters at 18.

0%
94%
of teens can define APR after Module 1
3.2×
more likely to save consistently
18 min
avg. time to complete first module
Free to start · No credit check

Start Their Free Card
in 90 seconds.

We need three things. That's it. Card ships in 5–7 business days.

No credit check · No annual fee · FDIC insured via Evolve Bank & Trust

Swipe Free
$0/mo
  • ✓1 teen card
  • ✓Real-time alerts
  • ✓Category locks
  • ✓Basic literacy modules
Swipe Plus
$3.99/mo
  • ✓Up to 3 teen cards
  • ✓Per-transaction approval
  • ✓Full literacy curriculum
  • ✓Chore & allowance tools